Tokio Marine becomes first Japan nonlife insurer to cover AI robots

· Tech · Japan

Tokio Marine has become the first Japanese nonlife insurer to offer coverage for AI-enabled robots, according to Nikkei Asia. The product targets a fast-growing market as robots equipped with artificial intelligence enter factories, warehouses and services, raising new questions about liability when machines make decisions. Insurers are moving to build risk models for autonomous systems.

Why it matters：As AI-powered machines spread, liability and insurance frameworks will determine how quickly companies can deploy them.

Key points

  • Tokio Marine is the first Japanese nonlife insurer to offer such cover.
  • The coverage targets AI-enabled robots used in industry and services.
  • The move reflects growing demand for autonomous-system insurance.

Sources (original reporting)

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